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Terms And Conditions

In terms of Information Technology Act, 2000, this document is an electronic record. Being generated by a computer system it does not require any physical or digital signatures.

The domain name pawealth.in (hereinafter referred to as “Website/pawealth”) is owned by PA Wealth.

Please read these Terms and Conditions of Use (“Terms”) carefully. These Terms, along with the others found on our website, include our policy for acceptable use of pawealth.in, its content the content posted on the forum, your rights, obligations and restrictions regarding your use of this Site. By accessing pawealth.in, you accept, without limitation or qualification, all the Terms applicable to the website, as amended from time to time. You are only authorized to use pawealth.in and its services if you agree to abide by all applicable laws and to these Terms. If you do not accept these Terms, you must discontinue use of pawealth.in.

We may modify these Terms from time to time and such modification will be effective upon posting on this Site. You agree to be bound to any changes to these Terms when you use this Site after any such modification is posted. It is important that you review these Terms regularly to ensure you are updated as to any changes made.

By impliedly or expressly accepting these Terms of Service, you also accept and agree to be bound by other policies and agreements, which may be amended from time to time. As long as you comply with these Terms of Use, We grant you a personal, non-exclusive, non-transferable, non-sub-licensable limited privilege to use the Website, and avail the services therein. These Terms of Service are to be read in concurrence with the agreement or contract that the user has with PA Wealth.

We reserve the right, in our sole discretion, to terminate the access to the website and the related services or any portion thereof at any time, without notice.

“We”, “Us”, “Our” “Company” shall mean pawealth.in, a domain owned by PA Wealth.

“Terms”, “Terms and conditions”, “Policy”, “T&C” shall mean the entire Agreement and all parallel policies that you agree to in mutual agreement by using our Website.

“You”, “Your”, “User” refers to the user of the Website. “User” in this context shall mean and refer to the legal / natural entity the Company has entered into an agreement with to facilitate and provide the User’s access to Investment Services and other content available on the Website. It is hereby specified that the term User shall also include legal / natural entities making payment for Investment services offline through modes of payment other than Internet banking or the payment gateways made available.

“Content” refers to any text, image, graphic, video, audio or all forms of data which are made available on the Website.

ADDITIONAL TERMS

Additional Terms may apply when you use / purchase Products or Services on the website. You agree to abide by the terms and conditions imposed us, including payment of all the amounts when due, and comply with all rules and restrictions regarding the Products or Services.

AGE RESTRICTION

Minors (as defined under the laws of their jurisdiction or residence) are not eligible to register for, use or Purchase the Products or Services available on the Site.

Without limiting any other provisions of these Terms, you may not use this Site for any purpose that is unlawful or prohibited by these Terms and/or any applicable additional terms. Your access of this Site may be terminated immediately, in our sole discretion, with or without notice, if you fail to comply with any provision of these Terms and/or additional terms, or for any other reason, or no reason.

USER ID AND PASSWORD

Access to certain areas of the Site is available only to registered Members. To become a registered Member, you are required to answer a limited number of mandatory questions as per the KYC norms issued by SEBI. Answers to additional questions are optional. You represent and warrant that all information which you supply to us about yourself and others, is true and accurate.

RESPONSIBLE PARTY

You are responsible for maintaining the secrecy of your User Name and Password. In addition, you will be financially accountable for all use of our Site by yourself and anyone using your password and login information. In the event you provide us with false and inaccurate details or we have reasonable reasons to believe you have done so, we hold the rights to permanently suspend your account.

COMMUNICATIONS

By using this website, it is deemed that you have consented to receiving calls, autodialed and/or pre-recorded message calls, SMS, from us or our vendors, at any time, on the telephone number / contact information that has been provided by you even if the contact number you have entered is on DND (Do not Disturb), for the use of this website or our services. We may send inquiry confirmation / intimation, booking confirmation, cancellation, payment confirmation, schedule change or any such other information relevant for the transaction, via SMS or by voice call on the contact number given by the User at the time of registration / reservation. We may also contact you to clarify your inquiry, seek additional details pertaining to it, etc. The use of this website is also your consent to receive SMSs from us and our vendors at any time, as we deem fit. This consent to be contacted is for purposes that include and are not limited to clarification calls and marketing and promotional calls.

You may also be contacted by Service Providers with whom we have entered into a contract in furtherance of our rights, duties and obligations under this document, and all other policies followed by Us. The sharing of the information provided by you is governed by the Privacy Policy.

You hereby unconditionally consent that such communications via SMS and/ or voice call is (a) upon your request and authorization, (b) ‘transactional’ and not an ‘unsolicited commercial communication’ as per the guidelines of Telecom Regulation Authority of India (TRAI) and (c) in compliance with the relevant guidelines of TRAI or such other authority in India and abroad. We provide all our recommendations via SMS/Email/Whatsapp/App notification. The delivery of the SMS on national and international numbers are solely dependent on the vendor’s infrastructure and the network of the receiver. We will not be responsible on delayed in delivery or non-delivery of the SMS.

You hereby agree and undertake to indemnify us against all types of losses and damages incurred by us due to any action taken by TRAI, Access Providers (as per TRAI regulations) or any other authority due to any erroneous compliant raised by you against us with respect to the intimations mentioned above or due to a wrong number or email id being provided by you for any reason whatsoever.

SUBSCRIPTION OF SERVICES IS SUBJECT TO THE FOLLOWING

Trading in both Cash and Derivatives segments are subject to market risk. One may lose some or all capital. services require proper money management and psychology. You shall solely be responsible for all trading and investment decisions taken by us.

PAST PERFORMANCE REPORT ARE PROVIDED MERELY FOR INFORMATION PURPOSES AND SHOULD NOT BE REGARDED AS A PREDICTION OR GUARANTEE OF ANY FUTURE RESULTS.

You fully understand the risk involves in investment in equities. You understand that you are taking risks in investing in equities for possible higher returns. You expressly agree to assume such risks. You represent and warrant that you are able to bear investment risks and have the necessary experience and knowledge to understand the risks involved in Investment transactions.

You shall indemnify and hold harmless the directors, representatives, officers and employees for any claim, suit, action, loss, damage or expense which you may incur as a result of your decision to invest in equities on our recommendations.

You acknowledge that you will exercise your own independent judgment in using any of the information and reports provided by us and that you will conduct your own research into the suitability of your investments as per your Risk Profile Score. You acknowledge that you will exercise your own independent judgment in subscribing the suitable package/s (if any) as per your Risk Profile Score. The payment should be made only from the client’s own bank account / cards. You also acknowledge that you will complete the Risk Profile Questionnaire and comply with the KYC norms as described by SEBI on time to time.

PA Wealth may, in its absolute discretion, suspend/hold the services where the KYC requirements are incomplete or incorrect or showing status as pending in KRA sites and where the Risk Profile Questionnaire has not been complied with. The client will not hold PA Wealth liable for such incidents.

NRI clients must ensure that stocks recommended by us are not in RBI ban list before investing or executing the order with their trading member.

REFUND AND CANCELLATION POLICY:

We so believe in our services and support that, we have NO REFUND POLICY.

For this reason, we strongly recommend that before payment, our visitors:

  1. Read all information about our products, services and support given to our clients.
  2. Read all About Us and our professional Team.
  3. Read our Terms of Use.
  4. Read our Privacy Policy

Do not allow children or other unauthorized family members or friends to access your credit cards or your account at the payment site to ensure that no one pays for a Membership without your permission.

By making a payment for Subscription, you acknowledge that you have read and agree to the above No Refund and No cancellation Policy.

CONTENT ON pawealth.in

The content of the pages of this website is for your general information and use only. It is subject to change without notice.

Your use of any information on this website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this website meet your specific requirements. In no event shall we assume or have any responsibility or liability for any Content posted or for any claims, damages or losses resulting from use of Content and/or appearance of Content on the Website.

The material on this Site and contents of our services are protected by Indian and international copyright, trademark, and other applicable laws. You may not modify, share, copy, reproduce, republish, upload, post, transmit, publicly display, prepare derivative works based on, or distribute in any way any material from pawealth.in without a license or other written permission obtained in advance from the owner of such Intellectual Property, including but not limited to text, audio, video, code and software. If found violating this condition, the person shall be liable to pay a sum of Rs. 100,000/- or such higher amount as decided by the management of PA Wealth .

During your visit to this Site, however, you may download the material displayed, for personal use only, provided you retain all intellectual property legends contained in the materials, if any. We neither warrant nor represent that your use of materials displayed on this Site will not infringe rights of third parties not owned by us or affiliated with pawealth.in. For the removal of doubt, it is clarified that unlimited or wholesale reproduction, or copying of the content for commercial purposes and unwarranted modification of data and information within the content of the website is not permitted.

We shall have the right to remove or edit any content that in our sole discretion violates, or is alleged to violate, any applicable law or either the spirit or letter of these Terms of Use. Notwithstanding this right, YOU REMAIN SOLELY RESPONSIBLE FOR THE CONTENT OF THE MATERIALS YOU PROVIDE.

You are strictly prohibited from posting or transmitting any unlawful, threatening, libellous, defamatory, obscene, scandalous, inflammatory, pornographic, or profane material that could constitute or encourage conduct that would be considered a criminal offense, give rise to civil liability, or otherwise violate any law.

You are a restricted user of this website and the services offered by us. You agree not to access (or attempt to access) the website and/or the materials or Services on our platform by any means other than through the interface that is provided by us. The use of deep-link, robot, spider or other automatic device, program, algorithm or methodology, or any similar or equivalent manual process, to access, acquire, copy or monitor any portion of the Website or content, or in any way reproduce or circumvent the navigational structure or presentation of the Website, materials or any content, to obtain or attempt to obtain any materials, documents or information through any means not specifically made available through the Website is hereby expressly prohibited.

Without limiting the foregoing, the following behaviours are strictly prohibited:

  1. Strong, vulgar, obscene or otherwise harmful language.
  2. Racially, ethnically or otherwise, objectionable language.
  3. Harassing, intimidating, stalking or threatening other community members.
  4. Libellous, defamatory or otherwise tortuous language.
  5. Impersonation of another person or persons.
  6. Posting, distributing, transmitting or promoting illegal content.
  7. Invasion of another’s privacy.
  8. Actions those are hurtful or harmful to minors.
  9. Posting, providing, transmitting or otherwise making available any materials or information infringing on the rights of a third party, or information that is misleading.
  10. Posting, providing, transmitting or otherwise making available any junk mail or spam.
  11. Upload or distribute files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of our or our vendor websites or another’s computer.
  12. Probe, scan or test the vulnerability of the Website or any network connected to the Website, or breach the security or authentication measures on the Website or any network connected to the Website. You may not reverse look-up, trace or seek to trace any information on any other user, of or visitor to, the Website, or any other User or vendor of the website, including any website Account not owned by You, to its source, or exploit the Website or Service or information made available or offered by or through the Website, in any way whether or not the purpose is to reveal any information, including but not limited to personal identification information, other than Your own information, as provided for by the Website.
  13. Disrupt or interfere with the security of, or otherwise cause harm to, the Website, systems resources, accounts, passwords, servers or networks connected to or accessible through the Websites or any affiliated or linked sites.
  14. Violate any code of conduct or other guidelines, which may be applicable for or to any particular Service.

We will cooperate with any law enforcement authorities or court order requesting or directing pawealth.in to disclose the identity of anyone posting any such information or materials.

INTELLECTUAL PROPERTY

You represent and warrant that (i) you own the content provided by you or otherwise have the right to grant the license set forth below in the subsequent paragraph, and (ii) the providing of your content does not violate the privacy rights, publicity rights, copyrights, contract rights or any other rights of any person.

By displaying or providing information, you hereby grant us a nonexclusive, royalty free, perpetual, global license to publish the content submitted by you to the Forum. You also grant us global nonexclusive adaptation and resale rights over any content and material submitted to pawealth.in. These nonexclusive publishing license and resale/adaptation rights extend to any materials submitted “for publication” within pawealth.in, including content submitted. Neither we nor our staff or agents will be responsible for any misleading, false or otherwise injurious information and advice communicated on pawealth.in or for any results obtained from the use of such information or advice. We will not be liable for any loss or damage suffered by a user through the user’s reliance on information and advice gained through user-generated content posted on pawealth.in.

The User shall retain all right, title, and interest in and to (i) the Custom Deliverables (but not the Intellectual Property Rights relating to the creation for such Custom Deliverables, including the templates and methodologies for such Custom Deliverables, all of which are deemed to be our IP); (ii) its business, technology, trademarks, ad creatives, campaign parameters, and websites and all other Intellectual Property Rights in materials that are developed and owned by User prior to the date of this Agreement; and (iii) any and all Works that User develops independently that are not derived from or incorporate the Services, Deliverables, or Pre-Existing Materials (collectively, “User Materials”). User grants to PA Wealth a nonexclusive, fully paid license (A) to use, reproduce, distribute and prepare derivatives of the User Materials for the sole purpose of performing the Services and creating Deliverables/Custom Deliverables for User, and (B) to collect, analyze and prepare derivatives of non-personally identifiable data resulting from User’s use of the Services and to use and distribute such nonidentifiable data on an aggregate basis with data from several other publishers as long as PA Wealth does not disclose User’s identity or the identity of persons associated with User.

PA WEALTH INTELLECTUAL PROPERTY

Pawealth.in shall own and retain the complete Intellectual Property rights in the (i) Services; (ii) Investment services provided; (iii) all works of authorship, programs, software, code, source code, system design, processes, tools, reports, manuals, supporting materials, drawings, diagrams, flowcharts, documents, materials, technology, trademarks, trade secrets, website(s), modifications, updates and enhancements and concepts (“Works”), any of which existed prior to the date of this Agreement, whether created by or for PA Wealth ; (iv) any and all Works that are developed by PA Wealth or jointly by User and PA Wealth ; and (v) any and all Works developed by User that are derived from or that incorporate the Services, or Pre-Existing Materials, including all feedback provided by User regarding usability, performance, effectiveness, enhancements, or bugs and all fixes and enhancements based on such feedback. To the extent PA Wealth is not automatically deemed to be the author, inventor or owner of any PA Wealth IP, User agrees to assign and hereby assigns, all right, title and interest it may have in any PA Wealth IP to PA Wealth , and agrees to execute all documents necessary to effect PA Wealth ’ full ownership in and to all PA Wealth IP. User appoints PA Wealth its attorney in fact to execute such documents, which appointment is coupled with an interest and is therefore irrevocable.

PA Wealth grants User a non-exclusive, non-transferable, limited license to use the PA Wealth IP only for the purpose of receiving the Services and/or utilizing the Deliverables in accordance with the terms herein as well as other terms on the Website.

LINKS

pawealth.in may provide links to other websites or resources. Because we have no control over such websites and resources, you acknowledge and agree that we are not responsible for the availability of such external sites and resources, and do not endorse and are not responsible or liable for any content, advertising, products or other materials on or available from such websites or resources. You further acknowledge and agree that we will not be liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use or reliance on any such content, goods or services available on or through any such website or resource.

USER PROHIBITIONS

Unauthorized access to registered areas of this Site by non-registered users is strictly prohibited. If you have a user password allowing access to a non-public area of this Site, you may not disclose or share your password with any third party(ies) or use your password for any unauthorized purpose.

DISCLAIMERS, LIMITATION OF LIABILITY AND INDEMNIFICATION

YOU EXPRESSLY UNDERSTAND AND AGREE THAT, TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW:

This Site, the services and other materials are provided “AS-IS”, without warranty of any kind, express, implied, statutory or otherwise, including the implied warranties of title, non-infringement, merchantability or fitness for a particular purpose and that we assume no responsibility for your (in)ability to (or any costs or fees associated with your (in)ability to) obtain access to pawealth.in. Nor do we assume any liability for the failure to store or maintain any user communications or personal settings.

PROVIDED that the User agrees, accepts and understands that all Investment Services related work is carried out on a good-faith basis and as per specific understanding / agreement by and between us and the party concerned.

THE WEBSITE MAKES NO WARRANTY THAT

  1. YOUR REQUIREMENTS WILL BE MET OR THAT SERVICES PROVIDED WILL BE UNINTERRUPTED, TIMELY, SECURE OR ERROR-FREE;
  2. MATERIALS, INFORMATION OBTAINED AND DESCRIPTIONS OF SERVICES WILL BE EFFECTIVE, ACCURATE OR RELIABLE;
  3. ANY ERRORS OR DEFECTS IN THE WEBSITE, SERVICES OR OTHER MATERIALS WILL BE CORRECTED;
  4. THE SERVICES AVAILED SHALL BE AVAILABLE THROUGHOUT THE YEAR, OR AVAILABLE AT ALL TIMES; OR
  5. YOUR CONCERNS WILL BE ADDRESSED BY US TO YOUR SATISFACTION.

NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM PAWEALTH.IN OR THROUGH OR FROM ITS SERVICES SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THESE TERMS AND CONDITIONS.

THE USER UNDERSTANDS AND AGREES THAT ANY MATERIAL OR DATA DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE WEBSITE, INCLUDING ALL SERVICES RELATED WORK IS DONE ENTIRELY AT THEIR OWN DISCRETION AND RISK AND THEY WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO THEIR COMPUTER SYSTEMS OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF SUCH MATERIAL, DATA OR SERVICE. THE WEBSITE ACCEPTS NO LIABILITY FOR ANY ERRORS OR OMISSIONS, WITH RESPECT TO ANY INFORMATION PROVIDED TO YOU WHETHER ON BEHALF OF ITSELF OR THIRD PARTIES.

IN NO EVENT SHALL PAWEALTH.IN OR ITS OWNER BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL OR PUNITIVE DAMAGES, INCLUDING LOST PROFIT DAMAGES ARISING FROM YOUR USE OF PAWEALTH.IN OR ITS SERVICES EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, WE WILL HAVE NO LIABILITY RELATED TO USER CONTENT ARISING UNDER INTELLECTUAL PROPERTY RIGHTS, LIBEL, PRIVACY, PUBLICITY, OBSCENITY OR OTHER LAWS. THE WEBSITE ALSO DISCLAIMS ALL LIABILITY WITH RESPECT TO THE MISUSE, LOSS, MODIFICATION OR UNAVAILABILITY OF ANY USER CONTENT.

YOU AGREE TO INDEMNIFY, DEFEND AND HOLD HARMLESS THIS WEBSITE INCLUDING BUT NOT LIMITED TO ITS AFFILIATE VENDORS, AGENTS AND EMPLOYEES FROM AND AGAINST ANY AND ALL LOSSES, LIABILITIES, CLAIMS, DAMAGES, DEMANDS, COSTS AND EXPENSES (INCLUDING LEGAL FEES AND DISBURSEMENTS IN CONNECTION THEREWITH AND INTEREST CHARGEABLE THEREON) ASSERTED AGAINST OR INCURRED BY US THAT ARISE OUT OF, RESULT FROM, OR MAY BE PAYABLE BY VIRTUE OF, ANY BREACH OR NON-PERFORMANCE OF ANY REPRESENTATION, WARRANTY, COVENANT OR AGREEMENT MADE OR OBLIGATION TO BE PERFORMED BY YOU PURSUANT TO THESE TERMS OF USE, OR ANY OTHER ACTION INCURRED BY YOU AS A RESULT OF USING THE WEBSITE OR THE VENDOR SERVICES OFFERED THEREIN.

IF, DESPITE THE LIMITATION ABOVE, WE ARE FOUND LIABLE FOR ANY LOSS OR DAMAGE WHICH ARISES OUT OF OR IS IN ANY WAY CONNECTED WITH ANY OF THE OCCURRENCES DESCRIBED IN THE LIMITATION ABOVE, THEN OUR LIABILITY WILL IN NO EVENT EXCEED, IN TOTAL, THE SUM OF INR 5,000.

JURISDICTION

This agreement is governed and construed in accordance with the Laws of Union of India. You hereby irrevocably consent to the exclusive jurisdiction and venue of courts in Ludhiana, Punjab, India, in all disputes arising out of or relating to the use of PA Wealth ’ site/services. Use of the PA Wealth ’ site/services is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation this paragraph. You agree to indemnify and hold pawealth.in, its subsidiaries, affiliates, officers, directors, employees, and representatives harmless from any claim, demand, or damage, including reasonable attorneys’ fees, asserted by any third party due to or arising out of your use of or conduct on the PA Wealth ’ site/services.

The section titles and other headings in these Terms are for convenience only and have no legal or contractual effect. Your acceptance of these Terms, and your use of the Site do not create a joint venture, a partnership, an employment, or an agency relationship with us. You may not assign, delegate, or transfer your rights or obligations under these Terms. Our failure to exercise or enforce any right or provision of these Terms will not operate as a waiver of such right or provision. If any provision of these Terms is unlawful, void or unenforceable, that provision is deemed severable and does not affect the validity and enforceability of any remaining provisions.

SERVICE LINKED TERMS

Notwithstanding anything else to the contrary, it is hereby specified that any service availed by you shall be subject to specific terms governing such transaction, OVER AND ABOVE the terms set forth herein. If for any reason, the terms in the other policies governing any service product is at odds with the terms herein, the terms set forth there shall be deemed to have prevailed.